Buying a home is one of the biggest financial commitments you’ll ever make. It can feel daunting, especially if it’s your first time, or if you haven’t moved in years. The good news? The process is fairly structured, although any number of things could crop up. Once you know the steps, you’ll feel much more in control.

Buying a home isn’t cheap, and it can be tricky to know what you’ll need to pay and at which stage. To help you budget, this guide explains the main costs involved and when they typically become due.

Understand the steps you'll take once you've had an offer accepted on a new home.

The sooner you can provide these documents to your broker the better, as it enables them to work efficiently to find you the right mortgage.

You can maximise your chances of securing a mortgage rate at the right time by acting as early as possible.

When it comes to researching and applying for your first mortgage, there are some frequently asked questions and we’re here to help.

Your credit score is an important factor of your mortgage application, so it’s important to try and make sure it is as high as possible.

Discover all the benefits of using a mortgage adviser with access to a wide range of lenders.